Archive for the Retirement Category

UK Final Salary Pensions – The £50BN Exodus

The knock-on effects of George Osborne’s pension flexibility proposals and whether you should transfer your pension.

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Is Keeping Your Final Salary Pension Really The Safest Thing To Do?

savings and investments - money for retirement.

The benefits and pitfalls of transferring a Final Salary Pension; what should you watch out for and what should be included in the report you receive.

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Do You Know If Your Final Salary Pension Scheme Is Right For You?

Savings and Investments Singapore AAM Advisory

There are many issues to consider when considering whether to transfer out of a Final Salary scheme and the complexity of these mean that you need advice from a fully qualified specialist in UK pension transfers. Here are the potential advantages and disadvantages of Final Salary Pensions and why a transfer might be in your interests.

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Why Everyone Should Have A UK Pension Audit As Soon As Possible

savings and investments - money for retirement.

Since Gordon Brown first attacked UK pensions in 1997, successive Chancellors have become hooked on the idea that they can plunder your pension with impunity, egged on of course by Civil Servants in the Treasury whose pensions will be unaffected!

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Don’t Be Trumped In The Year Of The Rooster

The Year of the Rooster signified a wake-up call to investors. Fresh off the back of major political manoeuvrings, the economic landscape now looks very different. What should investors expect for the remainder of this lunar year?

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Reading the Runes for Budget 2017

Three Little Pigs

This year’s Autumn Statement was much awaited as the first set piece for the new Chancellor, Philip Hammond. In the days immediately following his appointment Mr Hammond had spoken about…

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Time to make your New Year’s Resolutions?

Financial Plans 2017

It is hard to believe that 2017 is here already! This is the time of year when we think about the year ahead and make our New Year’s Resolutions – but what about our finances?

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Goodbye Tax Relief, Hello Age-Related Bonus?

With the Autumn Statement fast approaching, it seems that the Chancellor is once again targeting pensions as a way of raising money. A report in The Times has suggested that the Treasury is considering a revamp of pensions tax relief along the lines of what…

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Super Changes….Again!

In the 2016-17 Budget, the Treasurer announced a package of reforms designed to improve the sustainability, flexibility and integrity of the Superannuation system. The objective for the changes to Super was stated as ‘to provide income in retirement to substitute or supplement the Age Pension’. Now, following extensive consultation, the Government has decided to amend the proposals.

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Summary of Proposed changes to Supperannuation

We have detailed below the current proposals to change Super, which are due to come into force on 1st July 2017. This information, which is valid as at 15th September 2016, is subject to consultation and could be amended before enactment.

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