Archive for the Retirement Category

Are you in control of your pensions?

AAM Are you in control of your pension

When planning for retirement you need to consider what retirement means to you; where you will be, what you will do and how much money you will need.
For some of us retirement is just around the corner and very real while for others it is years away and feels like a hazy dream. Whatever retirement is to you, if you want it to be exciting and fulfilling it is clear that forward planning is needed.

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Is It retirement or financial independence?

AAM Is it retirement or financial independence

For almost every post industrialist generation that came before us, the formula was simple:
Work to the age of retirement, usually somewhere around 65, claim your pension, and live out your life doing something that you actually want to do rather than have to do, and acquire, hopefully, enough money to do both that and last to the end.

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You should act now to plan for the increased retirement age in Singapore.

AAM Retirement Planning Singapore
With proper financial planning, it is possible to retire at 55 and have enough funds to last into your 80s Prime Minister Lee Hsien Loong announced at the 2019 National Day Rally that Singapore is going to increase its retirement age to 65 in 2030. This is [...]Read more

New year, new financial you

AAM LinkedIn Post New Year New Financial You
New year, new financial you Happy new year. It is hard to believe that 2020 is here already and that the millennium was 20 years ago! There is nothing like the start of a new year, or even a new decade, for making resolutions.  If you’re one [...]Read more

Have you ‘lost’ your life insurance cover through super funds?

From July 1st the 'Protecting Your Super' laws came into effect. These laws are designed to ensure that Super account balances are not being unnecessarily eroded by fees and insurance premiums, particularly for accounts that have a low balance or have been inactive for a certain period. [...]Read more

Wealth Solutions Seminar : Asia, Europe, Australia – Where to Retire and Will Brexit Spoil Your Retirement Plans?

AAM WS Seminar Where to Retire

Retirement isn’t just where, it is how and when too. So, you think your biggest challenge is to decide where you will retire, think again! Having decided where and when you want to retire and what you want to do, you not only need to make sure that you can afford to but also make sure that you will be allowed to live there. Retirement means moving from money coming in to money going out, and understanding what your retirement cashflow looks like is essential. In this seminar Ian Black, AAM Head of Financial Planning and Wealth Solutions, and Dominic Volek, Managing Partner of Henley & Partners, will discuss the factors you need to consider when deciding where and when to retire, and how Cash Flow modelling can help you ensure that you can enjoy your retirement with peace of mind.

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The Final Salary Pension Dilemma

AAM Should you transfer your final salary pension

Advice on Final Salary pensions remains a hot topic in the media, especially after the scandal at British Steel where many were transferred to unsuitable, and in many cases, unregulated investments putting their pensions at risk.
As an expatriate, if you were previously a member of a UK Pension, it is vital to understand what your pensions may do for you and whether you are on track for the retirement you want.

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Australian Start of The Tax Year Seminar

AAM ATO September Seminar

Now that the Election is behind us, what does the ATO have in store for you? With the Federal Election following hot on the heels of the 2019 Budget we now turn our attention to the policies of the reinvigorated Coalition Government. In previous years we have seen a raft of measures which have impacted on the financial wellbeing of Australian Expats and amongst the latest, one which could remove your Insurances from your Super without your knowledge.

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Brexit, Politics and Pensions

AAM Advisory Brexit, Politics and Pensions

We can say many things about the ongoing saga of Brexit but certainly not that it is plain sailing – short of wars and the oil shock of the 1970s, I can’t remember many times less plain sailing than now. In the three years since the UK voted to leave the European Union on 23rd June 2016 we have seen increased political division and rising uncertainty over both the likely outcome of Brexit and the future party of Government of the UK

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10 UK State Pension Mistakes people Make

AAM 10 Pension Mistakes

Despite the arrival of a new state pension, we still have the old one running alongside it, and the added complexity this brings.
For many people, the state pension is the bedrock on which private pension provision is built. How to qualify, how much it will be and at what age you can expect to get it are all factors that must be considered.

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