British Expat Financial Services LP

7 Most Common UK Expat Questions

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What does expat life in Singapore mean to you?

Being an expat can be exciting, but also a little daunting. In our many conversations with British Expats some questions come up again and again. We have listed below the 7 most common questions we are asked:

  1. Is UK property a sensible investment, and if so
  • How will changes to tax on the rent I receive affect me?
  • Will I have to pay an additional 3% Stamp Duty if I buy a property now?
  • Will I still get CGT relief if I sell my home in the UK?


  1. How can I make sure my pensions are on track?
  • Can I continue to contribute to my Pensions, and if so should I do so?
  • How can I keep track of my Pensions and get local advice on what to do?
  • Will consolidating my pensions into a single plan save me money?
  • What can I expect to get when I retire?


  1. How can I maximise the value of my savings, should I
  • Take advantage of tax efficient plans not available in the UK?
  • Send my money home to the UK to save into funds taxed there?
  • Consider investing in other currencies or stick to Sterling?


  1. What should I do about Life Insurance, is it better to
  • Keep my insurance in the UK and if I do will I still be covered?
  • Risk losing 40% of the insurance pay out to Inheritance Tax or move my insurances into Trust?


  1. I have a will in the UK, is this enough or should I have a will in Singapore and another in the UK?


  1. What will happen to my children if anything happens to me, I need to know
  • Will they be able to stay at their school in Singapore?
  • What happens until their Guardian can come to Singapore to look after them?


  1. If I need to send money home, what is the best and most cost-effective way to do so?

These questions are just some of the issues faced by UK Expats here in Singapore.

To have peace of mind that you, and your loved ones are in the strongest possible position speak to an AAM Financial Planner

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Our Services:

 Investment Advice
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 Retirement Planning
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 Lifestyle Financial Planning
 Income Protection Planning
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About AAM Advisory

AAM Advisory offers complete financial planning services for Expatriates, Permanent Residents and Singaporeans focused around wealth creation and preservation strategies. We have a team of over 30 experienced financial representatives backed by a wealth of research, knowledge and expertise servicing over 5,000 clients and in excess of SGD 1 billion under advisement.

Our office is located in the heart of the CBD at CapitaGreen, an ultra-modern 40-storey eco-friendly office tower.

International Adviser, Best Practice Adviser Awards (Singapore)
We were winners in the following categories:

  1. Best Adviser Firm, by Region (2018)
  2. Excellence In Operational Efficiency (2018)
  3. Excellence In Professional Development (2018)
  4. Excellence In Marketing & Client Engagement (2017)
  5. Excellence In Social Media (2017)
  6. Excellence In Investment Planning (2016) 
  7. Excellence In Professional Development (2016)

Expat Living Reader’s Choice We were Gold Winners, winning best Financial Planning company

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Book a no-obligation review with one of our UK specialists in Singapore now.